If you file an uninsured or underinsured motorist claim in Illinois and your insurance company will not pay what your case is worth, the dispute typically goes to arbitration—not court. Most Illinois auto policies require it. This is not a bad thing, but it is different from a lawsuit, and …

Illinois requires all drivers to carry liability insurance, but the state minimum limits are among the lowest in the country: $25,000 per person and $50,000 per accident for bodily injury. If you are seriously hurt in a crash and the at-fault driver carries only the minimum, their coverage may not …

A hit-and-run accident is one of the most frustrating situations a driver can face. The person who caused the crash disappears, and you are left with injuries, vehicle damage, and no one to hold accountable—at least at first glance. But if you carry uninsured motorist (UM) coverage on your auto …

If you insure more than one vehicle—or carry multiple auto policies—you may have more uninsured and underinsured motorist (UM/UIM) coverage than you realize. Illinois law allows stacking of UM/UIM coverage under certain conditions, which can dramatically increase the compensation available to you after a crash with an uninsured or underinsured …

After a car accident in Illinois, it often happens quickly: the phone rings, and an insurance adjuster asks if you can provide a recorded statement. They may say it is “routine” or “just part of the process.” Many injured drivers in Peoria and throughout Central Illinois ask the same question: …