Author: Robert Parker

The Illinois Department of Insurance publishes an annual Consumer Complaints Ratio Report ranking every auto insurer by complaints per $1 million in earned premium. The industry average is 0.29. Several companies exceeded 3.0 — more than ten times that average — with claims handling accounting for 85% to 95% of …

File an Allstate claim at 1-800-255-7828 or through the Allstate mobile app — but do not accept the first settlement offer without understanding what your claim is actually worth. In Peoria County car accident cases, Allstate’s first offers consistently run 30–50% below demand. The gap between their number and yours …

Illinois requires drivers to carry only $25,000 per person in bodily injury liability coverage under 625 ILCS 5/7-317—one of the lowest minimums in the country. When your medical bills exceed that cap, the at-fault driver’s policy simply runs out, and your own uninsured/underinsured motorist (UM/UIM) coverage under 215 ILCS 5/143a …

After a car accident in Illinois, the specialists you see—and when you see them—directly affect both your medical recovery and the value of your personal injury claim. Orthopedic surgeons, neurologists, pain management doctors, and physical therapists each create the medical documentation that insurance companies and juries rely on to evaluate …

Medical liens are legal claims that hospitals, health insurers, and government programs like Medicare and Medicaid place against your personal injury settlement to recover the cost of treating your injuries. In Illinois, these liens are deducted from your gross settlement before you receive anything, and they can reduce your net …