Hit-and-run claims in Peoria are covered by your uninsured motorist (UM) policy if you cannot identify the at-fault driver. Report the accident to police immediately and to your insurance company within the required timeframe. Witness information and detailed descriptions of the hit-and-run vehicle strengthen your UM claim. A hit-and-run accident …

You can stack UM/UIM coverage in Illinois if you own multiple vehicles—each vehicle’s policy limit is available for coverage. Some situations allow stacking across household members’ policies, but this is limited. Review your policies and consult an attorney to understand your stacking rights. If you insure more than one vehicle—or …

Do not give a recorded statement to the insurance adjuster without consulting a lawyer first—your words can be used against you in settlement negotiations or trial. Politely decline and refer the adjuster to your attorney. After a car accident in Illinois, it often happens quickly: the phone rings, and an …

An insurance company release of liability form typically requires you to waive all claims against the at-fault party in exchange for a settlement payment. Never sign without an attorney review, as you may forfeit valid claims. The release must be specific about which claims are released and for what injuries. …

To get a personal injury settlement, hire an attorney, gather evidence (medical records, police reports, photos), document damages (medical bills, lost wages), and send a demand letter to the insurance company. If settlement fails, your attorney files a lawsuit. Most cases settle during negotiation. Home › Blog › What Do …