Home » Blog » UM/UIM Claims in Wrongful Death Cases UM/UIM Claims in Wrongful Death Cases in Illinois When a fatal accident is caused by an uninsured or underinsured driver, the surviving family faces enormous financial losses on top of their grief — and the at-fault driver’s insurance is either …

Home » Blog » Rideshare UM/UIM Coverage in Illinois Rideshare Accident UM/UIM Coverage in Illinois: Uber and Lyft Claims Rideshare accidents add layers of insurance complexity. Uber and Lyft drivers carry their own personal auto policies, the rideshare company provides commercial coverage, and you may have your own UM/UIM coverage …

Home » Blog » How UIM Offset Calculations Work in Illinois How UIM Offset Calculations Work in Illinois One of the most misunderstood aspects of underinsured motorist coverage is the offset. Many policyholders assume their UIM limits stack on top of the at-fault driver’s liability limits — that if the …

Home » Blog » UM/UIM Claims After Pedestrian and Bicycle Accidents UM/UIM Claims After Pedestrian and Bicycle Accidents in Illinois Most people do not realize this: if you are hit by an uninsured or underinsured driver while walking or riding a bicycle, your own auto insurance UM/UIM coverage may still …

Home » Blog » UM/UIM Claims for Motorcycle Accident Victims UM/UIM Claims for Motorcycle Accident Victims in Illinois Motorcycle accidents produce some of the most devastating injuries — broken bones, road rash, traumatic brain injuries, spinal cord damage. The at-fault driver’s minimum $25,000 liability coverage rarely covers even the emergency …