Home > Blog > UM/UIM Arbitration in Illinois: What to Expect Why UM/UIM Claims Go to Arbitration When you file a UM or UIM claim, you are making a claim against your own insurance company rather than suing another driver. Most auto insurance policies in Illinois include a mandatory arbitration …

Home > Blog > Underinsured Motorist Claims After a Truck Accident in Illinois Why Truck Accidents Often Involve UIM Claims Commercial truck accidents tend to cause catastrophic injuries due to the sheer size and weight difference between a semi-truck and a passenger vehicle. Medical bills from spinal cord injuries, traumatic …

Home > Blog > Illinois Minimum Auto Insurance Requirements and Why They Are Not Enough What Illinois Requires Illinois law requires all drivers to carry minimum liability insurance of $25,000 per person and $50,000 per accident for bodily injury, plus $20,000 for property damage. These minimums, set under 625 ILCS …

Home > Blog > UM/UIM Claims for Hit-and-Run Accidents in Illinois Hit-and-Run Accidents and Uninsured Motorist Coverage When a driver hits you and flees the scene, you may feel like you have no recourse. You cannot sue a driver you cannot identify, and you cannot file a claim against an …

Home > Blog > Stacking UM/UIM Coverage in Illinois: How to Maximize Your Protection What Is Stacking UM/UIM Coverage? Stacking is a method of combining uninsured or underinsured motorist (UM/UIM) coverage limits from multiple policies or vehicles to increase the total compensation available after an accident. If you own two …