Home > Blog > UM/UIM Coverage for Passengers in Illinois Passengers Have UM/UIM Rights Too If you were a passenger in a vehicle that was struck by an uninsured or underinsured driver, you may have access to UM/UIM benefits even though you were not the policyholder or the driver. Illinois …

Home > Blog > Bad Faith Denial of UM/UIM Claims in Illinois Your Insurer Has a Duty of Good Faith When you file a UM or UIM claim, you are asking your own insurance company to pay benefits you purchased. Unlike a third-party liability claim, your insurer owes you a …

Home > Blog > UM/UIM Arbitration in Illinois: What to Expect Why UM/UIM Claims Go to Arbitration When you file a UM or UIM claim, you are making a claim against your own insurance company rather than suing another driver. Most auto insurance policies in Illinois include a mandatory arbitration …

Home > Blog > Underinsured Motorist Claims After a Truck Accident in Illinois Why Truck Accidents Often Involve UIM Claims Commercial truck accidents tend to cause catastrophic injuries due to the sheer size and weight difference between a semi-truck and a passenger vehicle. Medical bills from spinal cord injuries, traumatic …

Home > Blog > Illinois Minimum Auto Insurance Requirements and Why They Are Not Enough What Illinois Requires Illinois law requires all drivers to carry minimum liability insurance of $25,000 per person and $50,000 per accident for bodily injury, plus $20,000 for property damage. These minimums, set under 625 ILCS …