Home > Blog > Stacking UM/UIM Coverage in Illinois: How to Maximize Your Protection What Is Stacking UM/UIM Coverage? Stacking is a method of combining uninsured or underinsured motorist (UM/UIM) coverage limits from multiple policies or vehicles to increase the total compensation available after an accident. If you own two …

Home > Blog > How to File an Uninsured Motorist Claim in Illinois: Step-by-Step When an uninsured driver causes an accident in Illinois, you can’t simply file a claim against the at-fault driver’s nonexistent insurance policy. Instead, you turn to your own auto insurance policy’s uninsured motorist (UM) coverage. Filing …

Home > Blog > Drunk Driver’s Insurance: What Happens When the At-Fault Driver Was Intoxicated One of the most common questions after a drunk driving accident is whether the intoxicated driver’s auto insurance will actually pay for your injuries. The short answer is yes — in most cases, the drunk …

Home > Blog > Social Host Liability for Drunk Driving Accidents in Illinois When a drunk driver causes an accident after drinking at a private party, barbecue, or house gathering, injured victims often wonder whether the host who served the alcohol can be held liable. The answer in Illinois depends …

Home > Blog > Passengers Injured by Drunk Drivers in Illinois: Your Legal Options If you were a passenger in a vehicle involved in a drunk driving accident in Illinois — whether you were riding with the intoxicated driver or in an innocent vehicle struck by one — you have …