Drunk Driving Accident: What To Do After You’re Hit in Peoria, IL

Drunk driving accident crashes can leave you shaken, sore, and unsure what happens next. You may also be angry, and that’s understandable.

Right now, the goal is simple: protect your health, protect the facts, and avoid easy mistakes that can make the insurance process harder later. This guide focuses on practical steps people in Peoria and Central Illinois can take after a suspected DUI crash.

Grounding: what matters in the first 24 hours

After a crash, it’s normal to feel “fine” and then feel worse later. Adrenaline can mask pain and dizziness for hours.

Drunk driving crashes also tend to involve delayed reactions, sudden lane departures, and higher impact angles. That can mean head, neck, back, and shoulder injuries even when you don’t see blood.

If anything feels off, get checked. This is about your health first. It also creates medical records that connect your symptoms to the crash.

Immediate steps after a drunk driving accident

If you can, take these steps at the scene and the same day. If you’re badly hurt, let EMS and law enforcement handle it and focus on getting care.

• Call 911 and ask for police and medical help. If you believe the other driver is impaired, tell the dispatcher.
• Get to a safe spot away from traffic. Peoria-area wrecks often happen where highways feed into surface streets and speeds change fast.
• Accept medical evaluation if recommended. If you go later, go soon and tell the provider it was a crash.
• Let police do the investigating. Do not argue with the other driver or try to “test” whether they’re drunk.
• If it’s safe, get the other driver’s information and plate number. Take wide and close photos before vehicles move.
• If you’re able, write down witness names and phone numbers. Witnesses can disappear quickly.

One more safety point: if a driver seems impaired, keep distance. Your job is to get home safe, not to manage the situation.

What to save and document

Insurance companies (and sometimes courts) rely heavily on documents created close in time to the crash. If you can gather and save these items, you give yourself a clearer paper trail.

• Crash info: the report number, the agency name, and the responding officer’s name if you have it.
• Photos and video: vehicle damage, the whole scene, traffic signals/signs, road surface, weather/visibility, and any debris.
• Your notes: where you were sitting, whether airbags deployed, and what you felt right after impact.
• Medical records: EMS paperwork if you have it, ER or urgent care notes, imaging orders/results, prescriptions, and follow-up instructions.
• Work impact: days missed, work restrictions, and any employer note about time off.
• Expenses: towing, rental cars, rides to appointments, and out-of-pocket medical costs.

Tip: save everything in one place. A folder on your phone plus a paper envelope at home is enough. Just keep it organized.

Common mistakes that can hurt a DUI injury claim

Most people don’t mean to make mistakes. They’re just trying to get through a stressful week. Here are a few problems we see often in drunk driving accident cases.

Waiting too long to get medical care

If you wait days to get checked, it can be harder to connect your symptoms to the crash. That’s true even when your pain is real.

Downplaying symptoms during the first visit

Be honest and specific about what hurts and what you can’t do. If you can’t sleep, can’t lift a child, or can’t turn your head to drive, say so.

Giving a recorded statement too soon

An adjuster may call quickly and ask for a recorded statement “just to get your side.” You can politely say you’re still getting medical care and you’re not ready.

Gaps in treatment without explanation

When care stops and starts, insurers may argue the injury resolved, or the pain came from something else. If there’s a real reason for a gap (insurance delays, scheduling, or a short period of improvement), document it and keep follow-up appointments.

Settling before you understand the injury

Some injuries are clear right away. Others take time to show up and time to heal. Once a claim is settled, it is usually very hard to reopen.

Posting about the crash or your recovery online

Even innocent posts can be misunderstood. A single photo at a family event can be used to argue you “look fine.” Consider pausing social media until the claim is resolved.

What insurers and courts look for in a drunk driving accident case

Every claim is different, but insurance evaluation tends to reward clarity, consistency, and objective support. A DUI arrest can be important, but a civil claim still needs a clear chain from crash to injury to losses.

A clear timeline that makes sense

Insurers look at the timeline: when the crash happened, when symptoms started, when care began, and what the treatment plan was. A clean timeline is especially important when symptoms build over the next day or two.

Medical proof that matches your complaints

Some injuries show up on imaging. Others don’t. Either way, records matter. Providers note physical exam findings, range-of-motion limits, bruising, headaches, dizziness, and therapy recommendations.

Doctor-directed care (with referrals and follow-up) is often viewed as more reliable than “self-treatment only.” That doesn’t mean you have to over-treat. It means you should get appropriate care and follow the plan.

How the crash forces fit the injuries

In drunk driving crashes, the impact is often sudden and unexpected. People may be hit from behind at a stop, struck in a left turn, or hit head-on by a driver drifting across the center line.

Those crash patterns can help explain why someone has a concussion evaluation, neck strain, back pain, shoulder injuries, or aggravated arthritis. The “mechanism” matters because it ties the story together.

The difference between the criminal DUI case and your civil claim

In Illinois, a drunk driver may face a criminal case brought by the State. That case is about breaking the law and public safety. You may be a witness, but you are not the prosecutor.

Your civil claim (often an insurance claim first) is the path to compensation for medical bills, lost income, and pain and suffering. The proof rules are different, too. A criminal case has a higher burden of proof. A civil case usually asks whether it’s more likely than not that the driver’s choices caused the crash and your injuries.

Sometimes the criminal case produces helpful evidence, like officer observations, field sobriety tests, test results, or video. But you may not have all of that right away. That’s why your photos, witness info, and medical records are still important.

Liability strength, including any evidence of impairment

Impairment can be strong evidence of careless driving. Insurers may still look for other issues, such as speed, right-of-way, distractions, and visibility.

In Peoria and Central Illinois, changing light, construction detours, and quick lane merges can become part of the argument about what caused the impact. Early scene photos and witness statements can keep the story from changing later.

A supported damages picture (without exaggeration)

Damages are the losses tied to the crash. That can include medical bills, time off work, and the “life impact” of pain and limitations.

Insurers often discount claims that feel exaggerated or inconsistent with medical records. Simple, consistent documentation is usually stronger than dramatic language.

If it helps, keep a short daily note for a few weeks (sleep, driving, lifting, headaches, missed activities). It can help you remember what the first month was really like.

Common arguments you may hear

Even in a drunk driving accident case, insurers sometimes argue the crash was “minor,” your pain is from a prior condition, or a treatment gap means you healed. They may also argue you share some blame.

Good records help answer those arguments. That includes pre-crash baseline records (if you had a prior issue), early post-crash exams, and a clear explanation of why care was needed.

If you want a bigger-picture look at how Illinois car crash cases are usually proven and documented, you can read our overview here: Car accident claims in Illinois.

You may also find this related guide helpful if you’re still in the “what now?” stage: I Got Hit By A Drunk Driver. What Now?

FAQs

Do I have to wait for the DUI case to finish before I start an insurance claim?

Usually, no. The criminal case and the insurance claim move on different timelines. Starting the claim sooner can help preserve records and meet deadlines.

What if the drunk driver’s insurance is not enough?

Some crashes cause losses that exceed policy limits. In that situation, other coverage may matter, including your own uninsured or underinsured motorist coverage.

What if the other driver was not arrested, but I believe they were impaired?

An arrest is not the only form of evidence. Officer observations, witness statements, video, and driving behavior may still support your claim. If you believe impairment played a role, tell police and document what you saw.

Can I recover compensation if I was partly at fault?

Illinois uses comparative fault rules. Depending on the facts, partial fault can reduce compensation, and in some situations it can bar recovery. That’s one reason details and evidence matter.

What symptoms should make me seek emergency care after a crash?

Go to the ER or call 911 right away for severe headache, confusion, fainting, chest pain, trouble breathing, new weakness or numbness, or uncontrolled bleeding. This is general safety information, not a diagnosis.

How long do I have to file a lawsuit in Illinois?

Many Illinois injury cases have a two-year deadline, but some situations have shorter notice rules. If you’re considering a claim, it’s smart to get advice early so deadlines don’t get missed.